:root{--bg:#0b1020;--bg2:#121a36;--ink:#eef1f8;--muted:#b3bcd1;--gold:#f2c14e;--gold2:#ffd97a;--line:rgba(255,255,255,.1);--card:rgba(255,255,255,.045);--max:1140px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--gold2)}img{display:block;max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:10;background:rgba(11,16,32,.82);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{font-weight:800;letter-spacing:.04em;text-decoration:none;color:var(--ink);font-size:19px}.logo b{color:var(--gold)}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.nav ul a{color:var(--muted);text-decoration:none;font-size:15px}.nav ul a:hover{color:var(--ink)}
.btn{display:inline-block;padding:14px 24px;border-radius:10px;font-weight:700;text-decoration:none;border:1px solid transparent;transition:.15s}
.btn.gold{background:var(--gold);color:#1a1300}.btn.gold:hover{background:var(--gold2)}
.btn.ghost{border-color:rgba(255,255,255,.3);color:var(--ink)}.btn.ghost:hover{border-color:var(--ink)}
.hero{position:relative;min-height:88vh;display:flex;align-items:center;overflow:hidden}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 60%}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,16,32,.96) 0%,rgba(11,16,32,.88) 45%,rgba(11,16,32,.45) 100%),linear-gradient(0deg,var(--bg) 0%,transparent 30%)}
.hero .wrap{position:relative;z-index:1;padding-top:80px;padding-bottom:80px}
.kicker{color:var(--gold);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px;margin:0 0 18px}
h1{font-size:clamp(38px,5.8vw,68px);line-height:1.04;margin:0 0 22px;letter-spacing:-.02em;max-width:860px}
h1 em{font-style:normal;color:var(--gold)}
.lead{font-size:clamp(18px,2.1vw,22px);color:var(--muted);max-width:680px;margin:0 0 34px}
.cta{display:flex;gap:14px;flex-wrap:wrap}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:-40px;position:relative;z-index:2}
.trust .card{background:var(--bg2)}
section{padding:88px 0}
section+section{border-top:1px solid var(--line)}
h2{font-size:clamp(28px,3.6vw,44px);line-height:1.1;letter-spacing:-.02em;margin:0 0 14px;max-width:820px}
.sub{color:var(--muted);font-size:19px;max-width:740px;margin:0 0 40px}
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:26px}
.card h3{margin:0 0 10px;font-size:20px;line-height:1.3}.card p{margin:0;color:var(--muted)}
.photo{padding:0;overflow:hidden}
.photo img{width:100%;aspect-ratio:16/10;object-fit:cover}
.photo .body{padding:22px 24px 26px}
.photo ul{margin:12px 0 0;padding-left:18px;color:var(--muted)}.photo li{margin:4px 0}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.split img{border-radius:20px;width:100%;aspect-ratio:4/3;object-fit:cover;box-shadow:0 40px 80px -40px rgba(0,0,0,.8)}
.quote{font-size:clamp(20px,2.3vw,26px);line-height:1.35;border-left:3px solid var(--gold);padding-left:22px;margin:0 0 20px}
.steps .card{position:relative;padding-top:30px}
.steps .n{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--gold);color:#1a1300;font-weight:800;align-items:center;justify-content:center;margin-bottom:14px;font-size:18px}
.steps .tag{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid var(--line)}ul.check li:last-child{border-bottom:0}
ul.check li:before{content:"";position:absolute;left:0;top:16px;width:20px;height:20px;border-radius:50%;background:rgba(242,193,78,.15);border:1px solid var(--gold)}
ul.check li:after{content:"";position:absolute;left:7px;top:21px;width:6px;height:9px;border:solid var(--gold);border-width:0 2px 2px 0;transform:rotate(45deg)}
.band{position:relative;overflow:hidden;border-radius:24px;border:1px solid var(--line)}
.band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.band:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,16,32,.95),rgba(11,16,32,.75))}
.band .in{position:relative;z-index:1;padding:56px}
.contact{background:linear-gradient(180deg,var(--bg2),var(--bg));border-radius:24px;padding:56px;border:1px solid var(--line);text-align:center}
.contact h2{margin-left:auto;margin-right:auto}
.contact .big{font-size:clamp(22px,3vw,32px);font-weight:700;margin:16px 0 4px}.contact .big a{color:var(--ink);text-decoration:none}
footer{padding:40px 0 60px;color:var(--muted);font-size:13.5px;border-top:1px solid var(--line)}footer p{margin:6px 0}
.note{font-size:14px;color:var(--muted);margin-top:18px}
@media(max-width:960px){.g3,.g4,.trust{grid-template-columns:repeat(2,1fr)}.split,.g2{grid-template-columns:1fr}.nav ul{display:none}.band .in{padding:36px 26px}}
@media(max-width:600px){.g3,.g4,.trust{grid-template-columns:1fr}.hero{min-height:auto}.hero .wrap{padding-top:64px;padding-bottom:70px}section{padding:64px 0}.contact{padding:36px 20px}.trust{margin-top:-20px}}

.sub-hero{position:relative;min-height:52vh;display:flex;align-items:flex-end;overflow:hidden}
.sub-hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.sub-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,16,32,.95),rgba(11,16,32,.7)),linear-gradient(0deg,var(--bg),transparent 40%)}
.sub-hero .wrap{position:relative;z-index:1;padding-top:90px;padding-bottom:56px}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:14px}.crumbs a{color:var(--muted)}
.prose{max-width:780px}.prose h2{font-size:clamp(24px,2.8vw,32px);margin:48px 0 12px}
.prose p,.prose li{color:#d5dbe8}.prose ul{padding-left:20px}.prose li{margin:6px 0}
.side{position:sticky;top:96px}
.layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}
.links a{display:block;padding:10px 0;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none}.links a:hover{color:var(--gold)}
.foot-links{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-bottom:28px}
.foot-links h4{margin:0 0 8px;color:var(--ink);font-size:15px}.foot-links a{display:block;color:var(--muted);text-decoration:none;padding:3px 0}.foot-links a:hover{color:var(--gold)}
@media(max-width:960px){.layout{grid-template-columns:1fr}.side{position:static}}